Benchmark Certificates of
Deposit (CDs)
This account is for individuals who want a high fixed
rate of return over a specified period of time.
• $1,000 minimum opening investment required
• Competitive fixed rate of return varies based
on term
• Variety of terms from 7 days to 60 months
• Monthly interest checks or quarterly compounding
are available
• Earnings may be transferred to any Benchmark Bank
account
Jumbo Certificates of Deposit
For individuals who want a higher fixed rate of return
over a specified period of time.
• $100,000 minimum opening investment required
• Competitive fixed rate of return varies based
on term
• Variety of terms from 7 days to 60 months
• Monthly interest checks or quarterly compounding
are available
• Earnings may be transferred to any Benchmark Bank
account
CDARS®
Looking for a way to keep large deposits safe? Ask us
about CDARS®.
• Increased FDIC insurance on deposits above $100,000
• Convenience of working with a single institution
• Your deposits earn CD-level interest
• Your funds stay in the local community
• One rate, one statement
• Ask a Personal Banker for details
Learn more about the CDARS® program
Individual Retirement Accounts (IRAs)
For individuals who want competitive fixed rates for
retirement savings accounts. Traditional, Roth and SEP
IRAs are available.
• Competitive fixed rate of return
• Variety of terms from 6 months to 5 years
• Contributions may be tax deductible*
Benchmark IRA Advantages
• Make additional deposits to your IRA
at any time
• Your rate and maturity date will remain the
same
• If you're over 59 1/2...
— Upgrade your rate once
each year if market rates rise
— There's never a penalty
for withdrawals prior to maturity
*Consult a tax advisor regarding eligibility.
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