Fixed Rate Mortgages
• Offering a fixed rate of interest for the entire term of the loan
• Fixed monthly payment over the entire term of the loan
• Available for single-family homes, condominiums, townhomes and more
• Refinancing can lower your payment; shorten your term or provide cash back

Adjustable Rate Mortgages
• Lower than most fixed rate loans
• A great way to lower your initial payment
• Rates are subject to change based on market conditions
• Interest only programs are available

Balloon Mortgages
• Offers a fixed rate for a short term
• Long term amoritizations are available
• Payment is similar to a traditional fixed rate loan
• Refinancing is available at maturity

Vacant Lot Financing
We can provide residential lot financing with easy and affordable repayment terms. Once you have completed your planning process, we can provide the construction financing as well.

We will work with you and your contractor to finance the construction of your new home and when it is complete, you can select from various types of fixed rate and variable rate loans.

Pre-Approval
Our pre-approval program allows you to obtain an actual loan commitment before you purchase your home. Automated loan underwriting and a fast approval process will help you negotiate with the seller in confidence.

Automatic Payment
By having your mortgage payment deducted monthly from your checking account, you never have to worry about writing a check or mailing a payment.

*All credit requests are subject to underwriting and obtaining credit approval