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Consumer & Home Equity Loans

These days, a convenient line of credit or affordable fixed rate loan can go a long way in helping you acheive your financial objectives.

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Home Equity Credit Line
This account is for individuals who want an adjustable rate loan with a convenient, affordable line of credit*.

• Adjustable rate indexed to Prime
• $5,000 minimum amount
• Access your line simply by writing a check
• A variety of repayment terms are available
• No application fees or closing costs
• Interest may be tax deductible**
• Funds can be used for any purpose
• $35 annual fee applies after the first year

Fixed Rate Home Equity Loan
This product fits individuals who want a fixed rate loan with a specific monthly payment including principal and interest.

• $5,000 minimum loan amount
• Fixed rate and payment for the entire term
• A variety of repayment terms are available
• No application fees or closing costs
• Interest may be tax deductible
• Funds can be used for any purpose

Automobile Loan
Benchmark auto loans are for individuals interested in buying a new or used vehicle.

• Fixed rate and payment for the entire term
• New and pre-owned vehicles can qualify
• A variety of repayment terms are available
• No application fees or closing costs

Exclusive Advantages
• 0.25% off selected fixed rate consumer loans for Checking PLUS customers
• 0.50% off selected fixed rate consumer loans for Pinnacle Checking customers with deposit balances over $25,000

*All credit requests are subject to underwriting and obtaining credit approval.
**Consult a tax advisor regarding deductibility of interest.

 
 
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